What if you’d actually invested?
One amount. Real Bangladesh fund history. See what it became.
ReturnKoto? tracks 35 mutual funds, and 4,690+ people have used the calculator
Calculate what your money would have become
Example starting amount: ৳5,000. Change it anytime.
For learning and research. Past performance doesn’t predict the future.
Comparable through 24 Sep 2026
A mutual fund pools money from many savers, and a licensed manager invests it in shares and bonds. You own units; their price is called NAV, and it moves with the value of everything the fund owns. Below: what your amount became in each tracked fund’s published history.
Top performers · Monthly SIP, per year, last 3 years
All options: dividends as cash, Shariah filter, longer periods
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Growth over time
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What do the badges next to each fund mean?
Good to know
New to mutual funds? Read the plain-language guide and glossary →Common questions +
How are mutual fund returns calculated on ReturnKoto?
ReturnKoto? replays your investment over each fund's real published NAV history and reinvests cash dividends by default (with a taken-as-cash view available), so every figure is a total return. Lump sum buys units once at the starting NAV; monthly SIP buys units each month. Annualized returns use CAGR for lump sum and money-weighted IRR for SIP. Results are grouped by fund type (growth, balanced, income) because the strategies and risk levels differ, so funds are ranked against their true peers. Every tracked fund also has a verified holdings panel on its page, built from the asset manager’s own quarterly portfolio statement.
What fees do Bangladeshi open-end mutual funds charge?
Most charge an annual management fee, often tiered from about 2.5% down to 1% of net asset value as the fund grows, while a few charge a flat rate near 0.7% to 1%. Funds also pay small regulated trustee, custodian and BSEC fees. ReturnKoto? shows each fund's exact fee, read from its official BSEC prospectus.
How do I invest in a mutual fund in Bangladesh?
You first open a BO (Beneficiary Owner) account, since fund units are held in dematerialised form, then open an account with the asset management company or its authorised selling agent and buy units as a one-time lump sum or a monthly SIP. The step-by-step how to invest guide walks through documents, KYC and redemption. ReturnKoto? shows each fund's historical returns and verified details so you can compare first.
Do mutual funds in Bangladesh offer a tax rebate?
Yes, and the 2026-27 budget made them more tax-friendly. It removed the old ৳5 lakh ceiling that capped how much of a mutual fund investment could earn a rebate, so a much larger investment now qualifies, up to the overall yearly rebate limit (up to ৳75 lakh of eligible investment, rebated at 10%). Individual dividend income is now taxed at a flat 15% at source, regardless of TIN or e-TIN. Tax rules change each year, so confirm the current figures with the NBR.
What do the badges next to each fund mean?
Each fund carries small badges: ✓ AMC-Verified means ReturnKoto? and the asset manager spoke through official channels, discussed the fund’s figures in detail, and share an understanding of what appears on the site (a real collaboration, not just scraped pages); estimated or partial flag funds whose dividend data is incomplete; + dividends means cash dividends are reinvested by default in the figures shown; SHARIAH marks certified Shariah-compliant funds; and Growth, Balanced or Income is the fund type. The full badge guide explains how each one is decided.
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